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03 April 2012

PRS - Private Retirement Scheme / Deferred Annuity


The PRS is announced by PM for Budget 2012
This is according to the budget 2012 and approved by BNM & LHDN.

Benefits of this Deferred Annuity

- Extra RM3000 tax relief starting 2012 (It is totally different from Personal relief, EPF, Life; Medical Insurance)
- Save only 10 years while get annuity from age 55 until age of 75.
- Sum Assured along the Deferred Annuity .

If you have a choice, do you wish to save into own pocket or pay more tax?


More detail kindly email me n I will email u the brochure~
andy.lyy@gmail.com

I will put the extra money into my own pocket rather than give to 'efficient' govt~
If u kena PCB more, I m sure you will love this  Deferred Annuity


Calculate your PCB here~
Refer to the latest tax relief table here~






我有一个资讯分享给大家,新的税务减免与节省! 只有在接下来的10年! (2012-2021)


这是根据2012预算并 获得了LHDN与BNM的批准。

这个新的退休储蓄计划的好处:

- 额外 RM3000 税物减免(2012-2021, 年这与 个人 减免 (personal relief) 、公积金 、人寿及医疗保险, 是完全不同的)

-  储蓄10年,,然后开始领取年金到75岁!


你可以算一算自己的 PCB here~
最新的个人税务减免表here~

如果你有选择,你会 存进自己的口袋 还是 付多一点税务

预知详细, 请联络我〜
andy.lyy@gmail.com

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